How to Buy Bitcoin with Zelle

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Author: Mr. KingsHOK
An accountant who turned cryptopreneur to pursue my interest in crypto and decentralized finance. Let me show you how to invest safely in the space with my experience over the years.

Zelle pay is a fast, secured and convenient way to buy Bitcoin instantly.

It enable users to send and receive money with peace of mind, by allowing people to safely and easily send money to people through your trusted Zelle banking app.

Now you can also buy BTC anonymously using Zelle, which makes the process of purchasing BTC a lot simpler. Using Zelle for Bitcoin normally take less than an hour.

Currently, where to buy BTC with Zelle pay as a payment method are very few, and it’s only P2P marketplaces like; LocalBitcoins and Paxful that can accept Zelle instant online pay.

Without much ado, let’s see how to buy BTC with Zelle.

Shall we…?

How to buy Bitcoin with Zelle

If you want to buy Bitcoin using Zelle Pay as payment method, then you have to find a secure crypto wallet, reputable marketplace and VPN to be able to do it safely.

In summary, below are the steps you should follow to buy Bitcoin cryptocurrency with Zelle pay gateway. For the sake of this guide, I will use LocalBitcoins P2P marketplace to guide you.

  1. Create an account with LocalBitcoins
  2. Verify your account
  3. Go to “Buy Bitcoin” and search for vendors that accepts Zelle Pay
  4. Open a trade with the vendor and complete the terms
  5. Receive Bitcoins directly into your LBC wallet

That’s how simple it is!

You have successfully purchased Bitcoin cryptocurrency with Zelle instant Pay as the payment method on the platform.

Ways to buy BTC with Zelle pay

Like I have said earlier above, it’s only 2 marketplaces that enables their users to purchase Bitcoin cryptocurrency with Zelle instant payment.

1. LocalBitcoins


LocalBitcoins is a P2P (Person-to-Person) marketplace platform that specializes in connecting both buyers and sellers, while serving as an escrow service for their transactions.

The platform gives vendors the ability to create offers in all currencies available in your local region. If you are just getting to know this platform, I would suggest you read my LocalBitcoins review.


  • Available in every country of the world
  • A diverse selection of buyers and sellers
  • Supports many payment methods
  • Buyers get their bitcoins fast
  • Private


  • Lack of cryptocurrency diversity
  • Both sellers and buyers have a chance of being scammed.

But Bitcoin on LocalBitcoins

2. Paxful

Paxful Exchange

Paxful is a P2P (Person-to-Person) marketplace founded in 2015 by Ray Youssef (CEO) and Artur Schaback, with headquarters known to be located in New York, USA.

This platform supports over 300 payment methods, and gives vendors the ability to create offers in all currencies – just like LBC.


  • Escrow system
  • Security
  • Diverse payment methods
  • Simple user interface (UI)
  • Wide variety of sellers


  • Buyers and sellers are at risk of being scammed

Frequently Asked Questions


You can either buy from one of many offers listed by vendors for selling their BTC using Zelle pay, or create your own offer to sell your Bitcoin in Zelle pay.

At LocalBitcoins and Paxful, Bitcoin sellers can set their own rates and decide their profit margins.

So you just need to select the offer that suits you the most, while buying and create offers that have the best chance of converting into Zelle balance or payment.

Do not forget that leaving your cryptocurrency investment is one of the bad strategies, so try to get yourself an offline secured crypto wallet.

There are different kinds of wallet in the market (like; Desktop, Mobile, Paper wallet, Metal and Hardware), the best of them all are the ones that can store coins without internet.

If you have enough fund to invest in securing your investment, you should purchase a Ledger hardware wallet. Otherwise, you can get a trusted mobile wallet, which I prefer Trust wallet.