Best Ripple (XRP) Wallets

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Author: Mr. KingsHOK
An accountant who turned cryptopreneur to pursue my interest in crypto and decentralized finance. Let me show you how to invest safely in the space with my experience over the years.

Ripple (XRP) is currently the second largest cryptocurrency in the world.

Are you looking for the best wallet for storing Ripple (XRP) coin?

In the past two years, 2017, the ripple went up in price by 977% and people who invested in the cryptocurrency are making a lot of profit already.

Ripple (XRP) was created by Ripple Labs Company as an open source payment network to serve as a settlement network, which allows anyone to transfer any currency to another currency in a matter of seconds.

This is an attempt to remove third-party systems like that of Western Union or SWIFT.

In this guide, am going to show different ways to safely store your Ripple cryptocurrency using secure crypto wallets in the market.

Let’s begin.

Shall we…?

Best Wallet for Ripple Coins this year?

Unlike Bitcoins wallets which are free, some ripple wallets may require that you get a minimum of 20 XRPs before you can store ripple coins and have an address for receiving it.

This means that, if you have up to 500 XRP coins, 20 XRPs will be used to book the wallet address.

Looking at this condition, you shouldn’t use multiple XRP wallets. So just pick the right one to avoid loosing 20 XRP on many wallets.

With that being said already, let’s get to talk about the best wallets to store Ripple safely.

1. Ledger Nano X/S (Best Recommneded)

Ledger Nano S Wallet

Ledger Nano X/S hardware wallet device is a popular choice for storing cryptocurrencies by many people. This is the best way to store your Ripple coin away from hackers.

Ledger Nano wallets are HD cold storage wallet devices that offers great security with ease of usage.

I recommend Ledger Nano wallet because, they support many cryptocurrencies, which XRP is one of the latest coin recently added for support.

It also has an OLED screen that helps you keep full track of transactions. These hardware wallets are trusted by many people who has very huge number of holdings.

If you order the wallet, it will take only about 5-7 days (depending on your location) to arrive at your doorstep.

Purchase Ledger Nano X/S

Read Ledger Nano X review

2. Toast Wallet

Toast ripple wallet

This is an open source software ripple wallet to store your XRP coin. It is said to be very simple for your grand mama, but secured for a swiss banker.

Anybody can use this wallet, and one of the things I like about this wallet is that it’s a non-hosted wallet. This means you have full control of your private keys.

Its unique feature to store private PIN in offline mode made it the best ripple desktop wallet to store ripple coins safely in 2019.

Toast ripple wallet is available in Android, IOS, Windows, Mac-OS (Apple Macintosh Laptop) and Linux systems.

3. Guarda Wallet

Guarda is a lightweight cryptocurrency wallet for both Web version and mobile phones. It supports most of the stable as well as popular cryptocurrencies.

Due to its reliability, it is known as a good wallet for Android and IOS to store XRPs and other Altcoins. Just like other offline wallets, Guarda does not store client or wallet data.

The private key is stored in device’s secure memory and deletes itself if you log out from the wallet. It is a full anonymous wallet.

It enables you to shift your assets a cryptocurrency to yet another one smoothly without KYC (Know Your Customer) process, limits and complex verification procedures.


This is an exchange platform currently allowing new users to register. It also has a mobile app that enable its users to exchange Ripple to another coin.

It’s of high quality, and you can also keep your XRP temporary on the platform for trading, then transfer it to another offline wallet for HODLing.

However, it’s not advisable to store your crypto-coins on an exchange for too long, because they can shut down at any time.

5. Cryptonator

Cryptonator wallet

Cryptonator is a web-based cryptocurrency online wallet that is available for Windows, Mac, and Linux operating systems.

This wallet has support for 19 cryptocurrencies like Ripple, Bitcoin, Ethereum, Dash, Litecoin, Zcash and a range of other altcoins.

It has a user-friendly interface and instant free exchange feature, which made it one of the best Ripple wallet in 2018.

It offers bank-grade security by having an encrypted SSL connection over HTTPS, two-factor authentication and trusted IPs.

But since it’s an online wallet, you shouldn’t keep your XRP investment in such a wallet, because you risk it all to theft and hackers if they figure out your login details.

6. Edge Wallet


Edge cryptocurrency wallet is an open source software, and it’s the only software wallet that allows you to buy cryptos with fiat, and from crypto-to-crypto.

All these are available in mobile phone only.

It’s available on Android and IOS mobile devices. Edge users needs to sign-up to create and encrypt accounts, before any information hits phone disk.

Edge also has the options to ramp up the security of your account using password recovery and 2-factor authentication set up.

7. CoinPayments


CoinPayments is not just a wallet, but yet another exchange platform which works quite similar to a bank where you can open an account and store currency.

It accepts and supports more than 100 altcoins with a very low transaction fee. Their website is easy to navigate and intuitive interface, making it user-friendly.

It’s integrated with Magento 2 Store and uses Magento 2 cryptocurrency to store your coins. It also has a mobile app for Android and iOS users.

8. Exarpy Wallet

Exrapy wallet

This wallet is yet another type of non-hosted online Ripple wallet. Using this wallet you can store/receive/send any amount of XRP without any third party.

However, one thing about this wallet is that, it’s paid wallet and charges 0.025 XRP per transaction which includes the Ripple coin network fee.

9. Rippex wallet

rippex wallet

This digital wallet was designed to store digital coins. Although it allows traders to make cross-currency conversions, and was initially created for storing XRP exclusively.

Rippex is a desktop wallet, so you had to download the whole software to your computer.  It can be accessed only on Windows, Mac, and Linux.

As open-source software, Rippex source code was distributed freely for modification. Unfortunately, Ripple’s development team has terminated the project.

What do we mean by this?

Unless you can somehow obtain a copy of the software from reliable sources, you can no longer download the app and create a new wallet.

On the other hand, if you’ve been using Rippex for a while now and have an open account on the platform, you’ll still be able to use it.

Except for the web-based wallet that has been shut down for good.

And… is Rippex safe?

The fact that many people still use this wallet, even though Ripple’s team doesn’t support it anymore speaks for its usefulness and efficiency.

10. Ripple Paper Wallet

Ripple Paper Wallet

This is a type of wallet where you write out your private keys on a piece of paper, but not a recommended way for storing your XRP coins due to tear or water spillage.

Paper wallets are for people who doesn’t want to use software or any online wallets, and cannot afford hardware wallets (like; Ledger Nano X or Trezor).

Note: Paper wallets are very risky method used to store any cryptocurrency, because it can be lost instantly through theft or misplacement. And this may lead you into loosing all your ripple coins.

Final thoughts on Ripple Wallet

Remember that it’s very risky to leave cryptocurrency investment on an exchange, as you may loose it entirely to login hacking or any other kind of cyber theft.

Try to get yourself an offline crypto wallet.

If you are a serious investor, I recommend buying a cold storage wallet (like; Ledger Nano X), because it has HD protection to guard your crypto asset in offline mode.

Storing Ripple coins in online wallet is not bad though, but it’s not safe when you HODL your cryptocurrencies for a long period of time.